Rich has been a financial advisor for over 20 years. His experience and training enable him to help clients achieve their long-term financial goals through comprehensive individualized planning. A comprehensive, client-focused approach to financial planning ensures that the recommended strategies encompass each client’s unique financial goals, time frame, and risk tolerance.
He works closely with clients in the development and implementation of financial strategies that encompass the six pillars of financial planning: maximizing cash flow, building your portfolio, managing taxes, protecting your lifestyle, retirement readiness and leaving a legacy. Helping people, whether it’s retirement planning or saving for college, is truly a passion for Rich. In addition to developing a custom strategy for each client, he conducts regular meetings with clients for an overall review.
Rich graduated from The College of Wooster with a BA in Business Economics. He holds a series 6 and 63 securities registration and is an LUTC Graduate of The American College. Outside of work, Rich is blessed and proud to be married to his wife Nicole and to be the father of two adorable daughters who enjoy soccer, volleyball, and basketball, swimming and tennis. He says that he feels blessed daily to be their father. Rich volunteers and serves on the board with his Home Owners Association, the finance committee of his daughters’ school, and is a very active member of his church where he is a member of the finance council.
Richard Carmel is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555.